Earnest is a US-based fintech lender that has been started to provide affordable loans to students. Headquartered in San Francisco, it basically offers student loan refinancing and private student loans for undergraduate and graduate students. It is really popular as it gives its customers flexible repayment options. Apart from helping out the students, it offers personal loans as well. It works best for borrowers who want customized repayment schedules to pay off their debt fastly. Flexible repayment options are available for private student loans as well. The customized options help in making easy monthly minimum payments as well as to increase them. Options of making multiple extra payments and same-day payments are also available to the customers.
Earnest was founded in the year 2013 and stands out for an underwriting approach based on a borrower’s earning potential and the financial accounts he or she connects. It basically means that the company uses several algorithms and software to evaluate the personal details of a person including her education, financial profile, and employment, apart from the traditional credit score. All such information is given a thorough check and then a complete financial profile of the applicant is formed. Such type of credit is referred to as “merit-based lending.”
Loan options Designed for you
It provides customized loan options for the different needs of a person and to make him able to realize his dreams. You will find all the loan options they provide to their clients in the space given below-
Student Loan Refinancing- It helps to simplify your payments and get a low-interest rate based on improvements to your financial profile. This type of loan does not charge you any origination fee and generally has a lower interest rate. Choose a fixed or variable rate loan according to your needs.
Private Student Loans- It covers up to 100% of your certified school costs with a flexible, low-rate student loan. It provides you with a fast application and approval process. No fee is charged for origination, disbursement, prepayment, or late payment. You can even skip a payment once per year.
Personal Loans- You can use a low-rate loan to pay off high-interest credit card debt or pay off a major expense gradually. It helps to refinance high-interest credit card debt to pay for major life expenses like renovations, engagement rings, and weddings.
Why choose Earnest.com?
As this company was formed to win people’s trust in the financial system by bringing something great in the market, it has proved to be true in that case. It is a company that has combined data science, streamlined design, and exceptional service to bring people a fast, low-cost, and hyper-personalized financial experience. All these things are very well visible from its fixed APR rates that currently stands at 2.94 – 5.98% as compared to other loan refinancing companies in the market. Even its minimum credit score is around 650 which makes its loans more accessible by reducing the costs and barriers faced by millions of financially responsible people.
If you’re looking for a luxurious, eco-friendly mattress around $1000, then you’re going to want to give Saatva a look. Saatva Mattress blends the highest quality materials found in traditional stores with the convenience and affordability of buying on the internet. This company has a strong commitment to reducing its carbon footprint while providing exceptional products at affordable prices. Organic and recycled materials go into every mattress, benefitting the environment while providing consumers with comfortable hypoallergenic mattresses that are built to last.
Saatva is among just a handful of companies that promise to produce mattresses using eco-friendly materials only. While these mattresses are not 100 percent organic, their covers are made with organic cotton and their foams are made with renewable materials including corn and soy. That’s just the tip of the iceberg: There are quite a few features that make Saatva stand out.
Because Saatva sells its mattresses online only, the company is able to cut overhead costs. Its mattresses offer premium comfort while being priced far more affordably than luxury mattresses sold in stores. Easy financing puts these mattresses within reach of consumers who prefer to make payments.
Saatva mattresses Performance & Services
Saatva mattresses are made in America using premium materials that are similar to those found in mattresses costing thousands of dollars. The company states that its mattresses are built to last for an average of ten to fifteen years, with consistent performance throughout the lifespan.
With Saatva mattress, buyers will have 120 days to sleep on it before you decide to keep it or not. (120 day trial begins on date of delivery, not date of purchase). If for any reason you are not completely satisfied with mattress, Saatva’s service providers will come pick it up and refund all your money excluding the transportation cost.
*Saatva provides Free white glove delivery which is the Saatva service standard and include hand delivery and setup in the room of your choice, and the removal of your old mattress.
Houzz is a platform for home renovation and design, bringing homeowners and home professionals together in a uniquely visual community. It has become the best place for home ideas and inspiration. In addition to providing people with everything they need to improve their homes from start to finish. Houzz is the Largest Selection of Photos, Ideas & Home Design Professionals! Discover Design Ideas.
Houzz is a great resource for homeowners who are looking to do a renovation and need some ideas about design, products, colour ideas, materials or anything related to your home. Here at Sasen Renovations we like to encourage homeowners to consult ideas from magazines and online resources like Houzz to get a stronger idea of what they are looking for. It helps your designer, architect and builder to get a sense of who you are, what your end goal is, what renovation style you prefer and specifics that may be difficult to describe.
Fragrant Jewels is an originally American candle company that sells scented candles. The Fragrant Jewels Team work with a philosophy of providing their customers with the best hand-crafted products while at the same time offering amazing customer service. Fragrant Jewels never sacrifices the quality of their products for profit.
Bath time becomes cocktail hour with the Happy Hour Set! Each contains 2 bath mixes, 1 sugar scrub, 3 mini-soaps, and for the 1st time ever, 3 stackable rings with bands plated in rose gold. Plus, 3 chances to win a $10k ring! With the Happy Hour Set, 5 o’clock is whenever you choose it be.
Visit Fragrant Jewels to purchase an exquisitely scented candle and uncover a hidden jewel.
Dealing with a blown tire or the prospect of needing all four tires replaced on your car can be overwhelming. Discount Tires makes it easy. Discount Tire offers customers free ground shipping on all tires and wheel within the contiguous United States and Canada. Replacements and refunds of all products are available within 30 days of purchase.
Discount Tire, based in Scottsdale, Arizona, is America’s largest independent tire retailer. Also referred to as America’s Tire in some parts of California. Discount Tire currently operates over 980 stores in 34 states across the country. Known for low prices excellent selections and highly trained employees who are dedicated to customer satisfaction.
Discount Tire provides friendly service and affordable prices on tires and wheels with online ordering and in-store services. At discounttire.com, customers can research, order and make an appointment for service. Discount Tire success is based on caring for and cultivating people, delighting customers and growing responsibly.
Discount Tire provide a wide range of product choices, affordable pricing, and expert staff. Discounttire.com is the main website where consumers can shop for tires and schedule an installation at a nearby Discount Tire Store. If there is not a store nearby, the consumer is automatically directed to Discounttiredirect.com, where their online purchase is shipped to their home. In parts of California, stores are operated under the America’s Tire brand.